According to the National Safety Council, a motorcycle accident resulting in serious bodily harm occurs every six minutes in the United States. A serious accident can lead to costly medical bills, repairs, or liability expenses. That’s why motorcycle insurance is about more than meeting legal requirements; it’s about managing risk.

Without proper coverage, one accident could significantly impact your savings and your ability to recover financially. We’re here to help you find the right coverage for your needs, so you can stay protected while enjoying the ride with confidence.

What does motorcycle insurance cover?
While there are required minimum coverages, you may want to consider additional options that provide more complete protection and peace of mind.

Common coverage options include:

• Additional liability coverage
• Collision
• Comprehensive
• Roadside assistance
• Coverage for bike accessories
• Total loss protection
• Rental vehicle coverage
• Trip interruption coverage
• On-road coverage for off-road vehicles
• Medical payments/personal injury protection

These options can be customized based on how you ride and what you want to protect.

Why work with an independent insurance agent?
We understand that no two riders or bikes are the same. Our independent insurance agents help you:

• Compare coverage options from multiple top-rated carriers
• Customize a policy based on your bike and riding habits
• Find the right balance between coverage and cost

The right policy helps protect you, your passenger, and your peace of mind every time you ride.